The BCBSM Retiree Association understands that people who visit our web site may have concerns about how the Association uses the information they furnish. How information is used depends upon what people do when visiting our web site.

To address these concerns, the BCBSM Retiree Association has developed a Web Site Privacy Policy. This Privacy Policy is based on federal and state privacy laws. The policy may be updated from time to time, so please check back to the web site occasionally.

If you have any questions about this policy, please contact the Association at: information@bcbsmretireeassoc.com

Reading and Downloading

If you visit our web site just to read or download information, we capture and store only the following limited information:

• The name of the domain through which you accessed the Internet (for example, aol.com if you are connecting from an America On Line account or umich.edu if you are connecting from the University of Michigan).
• The date and time you accessed our web site. 
• The pages you visited.
• The Internet address of the web site from which you linked directly to our web site (for example, www.yahoo.com).

This information is used to measure the number of visitors to the different sections of this web site. This helps the Association make its web site more useful to visitors.

Personal-Identifying Information in E-Mail

When sending e-mail, the information you furnish will be processed by Association members and will only be used to respond to you and will not be retained. Any information that we do collect is only used in aggregate to determine whether improvements can be made.

IMPORTANT NOTICE: Personal-identifying information will not be captured when you visit our web site unless you voluntarily furnish such information. Disclosure of personal-identifying information is subject to federal and state privacy laws.

Cookies

We do not use "Cookies" on this site.

This web site links to pages located on web sites maintained by various other organizations. Once you select a link that takes you to another web site, you are subject to the privacy policy of the web site containing that page. The privacy policy of other organizations may differ in the level of security, use of cookies and use of personally identifying information.

For more information on privacy, cookies, and the internet, see the Michigan Attorney General's guide to Privacy on the Internet.

Cookies: A "cookie" is a small text file that a website can place on your computer's hard drive in order, for example, to collect information about your activities on the site or to make it possible for you to use an online "shopping cart" to keep track of items you wish to purchase.